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OUR LOAN SERVICES

We provide a wide range of loan services tailored to meet the diverse financial needs of your business.

01.

Top Industries:

Construction, Manufacturing, Trucking, Medical.

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Unique Benefits:

Lowest Cost, Larger Amounts, Longer Terms, Revolving Line of Credit.

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Qualifications:

Aging AR, $500,000 Annual Gross Revenue, No minimum FICO

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Paperwork Needed:

Aging AR Report

3 months bank

Financials

02.

EQUIPMENT FINANCING

Top Industries:

Construction, Manufacturing, Trucking Trailers, Furniture Finishing Equipment, Medical

Equipment.

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Unique Benefits:

1-5 year term, Monthly payments available, Variable Rates starting at 8%, Fully amortize in year of purchase.

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Qualifications:

No minimum time in business, No minimum revenue, 580+ FICO.

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Paperwork Needed:

Year to date Bank Statements,

Invoice or quote for Equipment, Electronic application.

03.

FIX N FLIP

Top Industries:

Construction and Real Estate

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Unique Benefits:

Rates starting at 8.99%

80 100% Purchase Funding

100% Rehab Funding.

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Qualifications:

640 FICO

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Paperwork Needed:

3 Months recent  Bank Statement

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04.

LINE OF CREDIT

Top Industries:

Construction, Manufacturing, Wholesale Distributor, E-Commerce, Medical.

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Unique Benefits:

6, 12, 18 month terms available, weekly or monthly payments, same day funding up to $200,000, true revolving line.

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Qualifications:

6 months in business, $60,000 Annual Gross Revenue, 600 FICO.

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Paperwork Needed:

6 months bank statements,

Electronic Bank Verification, Application.

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05.

COMMERCIAL REAL ESTATE

All Industries!

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Unique Benefits:

Large Funding Amounts, Low Rates, Traditional APR.

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Qualifications:

6 months in Business, $60,000 Annual Gross Revenue, Must Own Real Estate.

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Paperwork Needed:

Information on Property, Estimated value, 3 months of Business Bank Statements.

06.

SBA LOAN

Top Industries:

Professional Services, Manufacturing, Auto Repair, E-Commerce, Medical.

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Unique Benefits:

Refinance existing business debt, 2- 4 week funding process, Government-backed Funds, 10 year term.

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Qualifications:

3 years in business, $60K+ Gross Annual Revenue, No Loss on prior 2 years tax returns, 675+ FICO

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Paperwork Needed:

Application, SBA questionnaire, Business debt schedule, 6 months bank statements, 3 years personal/business tax returns, previous year + YTD P&L and Balance Sheet.

07.

TERM LOANS

Top Industries:

Construction, Manufacturing, Auto Repair, Tecnology, E-Commerce.

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Unique Benefits:

1- 4 year terms, bi-weekly/monthly, payments, interest rate starting at 7.99% APR, no prepayment penalty.

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Qualifications:

2 years time in Business, No bank Liens or foreclosures in last 3 years, 660+ FICO.

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Paperwork Needed:

Electronic Application, Year to date Bank Statements, previous year/Most Recent Tax Return.

08.

SMALL BUSINESS LOANS

For all Industries

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Unique Benefits:

  • Same day funding

  • Finance $10,000 to $5 million

  • Terms from 6 months to 10 years

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Qualifications:

3+ Months in Business

$5,000+ Monthly Gross Sales

No Minimum FICO

09.

MERCHANT CASH ADVANCE

​For all Industries


Unique Benefits:​

  • Same day funding

  • Finance $10,000 to $5 million

  • Flexible financing terms

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Qualifications:

3+ Months in Business

$5,000+ Monthly Gross Sales

No Minimum FICO

10.

ASSET BASED LOANS

For all Industries

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Unique Benefits:

  • Same day funding

  • Finance $500,000 to $5 million

  • Terms from 12 months to 5 years

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Qualifications:

Two Years Time in Business

$5,000+ Monthly Gross Sales

600+ FICO

11.

FRANCHISE FINANCING

For all Industries

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Unique Benefits:

  • Express funding in 2 - 7 days

  • Finance $10,000 to $5 million

  • Terms from 6 months to 10 years

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Qualifications:

3+ Months in Business

$5,000+ Monthly Gross Sales

No Minimum FICO

12.

START UP FUNDING

For all Industries

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Unique Benefits:

  • Same day funding

  • Finance $10,000 to $5 million

  • Terms from 12 months to 5 years

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Qualifications:

No Minimum Time in Business

No Minimum Monthly Gross Sales

650+ Credit Score Required

Vista Lending Services

Grow with Us

CONTACT US

Reach out with any
questions or inquiries

Thanks for submitting!

ADDRESS

P.O. Box 1
Huntingdon, TN 38344

Call

731-213-3113

EMAIL

© 2024 by VLS

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